Saving engine
Auto-fill jar
On salary day, your goal amount auto-drops into the jar. You can’t spend what isn’t there.
Your money, on autopilot
Watch your savings
fill up.
The calm finance app for India. Set a goal, watch your jar fill, and finally feel in control of your money.
100% on-deviceNo bank loginFree forever
100%
On-device privacy
0
Bank logins required
0
Ads, ever
India
Made for
Sound familiar?
Where did my money
even go?
Salary comes in… vanishes by the 20th.
Three apps open, still no clarity.
Saving feels like a chore.
The signature
Meet the
Money Jar.
Every rupee you keep drops in. Set a goal, watch it fill, and feel the calm of compounding self-control.
The only rule? Don't break it.
8%
Live as you scrollJust started
The real app
Beautiful. Calm.
Yours.
Everything you need
Everything you need to feel
calm about money.
Food72%
Transport45%
Fun92%
Envelope model
Smart budgets
Each category gets a ceiling. Overspending drains the jar — instantly visible.
Goa
Mac
Fund
Visual progress
Goals
Goa trip · new laptop · emergency fund. Each gets its own jar with its own pace.
Net worth↑ 12.4%
All in one place
Portfolio
Track SIPs, stocks, gold — every asset folds into your net worth view.
Insight
“You prioritized comfort this month — and that’s okay.”
Soft nudges
Calm AI insights
“You prioritized comfort this month — that’s OK.” Insight, not judgment.
Lives on your phone
On-device
100% private
No bank login. No tracking. No selling your data. Genuinely. We can’t see it.
Play with it
See your jar
fill, live.
Monthly income₹1,00,000
Want to save₹35,000
At this rate
₹4.20 L
saved this year · 35% of income
Your competitive weapon
Your money
never
leaves your phone.
No bank logins. No tracking. No selling your data. Everything lives on your device — we genuinely can’t see it, even if we wanted to.
- On-device encryption
- Zero tracking · no analytics SDK
- We can't read your data — there's no key
How it works
Three steps to a calmer month.
1
Set your income + goal
Sixty seconds. No bank login.
2
Log spends (or auto-track)
Tap to log. Or let smart-categorize do it.
3
Watch your jar fill
Stay in budget. Streaks build. Calm follows.
FAQ
The honest answers.
Yes — and that's not marketing. Everything lives on your device, encrypted. No bank login is required, and there's no key on our servers to decrypt your data even if we wanted to. We've designed ourselves out of being able to see it.
No — by design. You either tap to log, or let our SMS-based auto-tracking categorize for you (coming soon). No third-party aggregator, no screen-scraping, no Account Aggregator login.
The full app is free during early access. We'll eventually offer a paid tier for households, multi-jar goals, and advanced AI insights — but the core jar, budgets, and goals will stay free.
Yes — both. We're shipping iOS first in early access, with Android right behind. Join the list and you'll get the link for whichever platform you use.
Other apps treat money like a spreadsheet — categories, charts, anxiety. FinanceOS treats it like a feeling. The jar is your single number. Stay in budget, the jar fills, the streak grows. That's the whole loop.
Be first
Start filling
your jar.
Join the early access list — be first to feel calm about money. One email when we ship. No spam, ever.
4,200+ already on the list·Made for India · Built for focus